{"id":6459,"date":"2026-03-04T15:40:49","date_gmt":"2026-03-04T15:40:49","guid":{"rendered":"https:\/\/www.pinnaclewealth.co.uk\/2026-development\/?page_id=6459"},"modified":"2026-04-15T22:06:06","modified_gmt":"2026-04-15T22:06:06","slug":"joe-holmes-dippfs-efa","status":"publish","type":"page","link":"https:\/\/www.pinnaclewealth.co.uk\/2026-development\/?page_id=6459","title":{"rendered":"Joe Holmes DipPFS EFA"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"6459\" class=\"elementor elementor-6459\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-33f55579 e-flex e-con-boxed e-con e-parent\" data-id=\"33f55579\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-51d76445 e-con-full e-flex e-con e-child\" data-id=\"51d76445\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1116781c elementor-widget elementor-widget-theme-post-featured-image elementor-widget-image\" data-id=\"1116781c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"theme-post-featured-image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"800\" height=\"800\" src=\"https:\/\/www.pinnaclewealth.co.uk\/2026-development\/wp-content\/uploads\/2025\/04\/Joe-Holmes-1024x1024.jpg\" class=\"attachment-large size-large wp-image-4989\" alt=\"\" srcset=\"https:\/\/www.pinnaclewealth.co.uk\/2026-development\/wp-content\/uploads\/2025\/04\/Joe-Holmes-1024x1024.jpg 1024w, https:\/\/www.pinnaclewealth.co.uk\/2026-development\/wp-content\/uploads\/2025\/04\/Joe-Holmes-300x300.jpg 300w, https:\/\/www.pinnaclewealth.co.uk\/2026-development\/wp-content\/uploads\/2025\/04\/Joe-Holmes-150x150.jpg 150w, https:\/\/www.pinnaclewealth.co.uk\/2026-development\/wp-content\/uploads\/2025\/04\/Joe-Holmes-768x768.jpg 768w, https:\/\/www.pinnaclewealth.co.uk\/2026-development\/wp-content\/uploads\/2025\/04\/Joe-Holmes-1536x1536.jpg 1536w, https:\/\/www.pinnaclewealth.co.uk\/2026-development\/wp-content\/uploads\/2025\/04\/Joe-Holmes-186x186.jpg 186w, https:\/\/www.pinnaclewealth.co.uk\/2026-development\/wp-content\/uploads\/2025\/04\/Joe-Holmes.jpg 1920w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f1ce18b e-con-full e-flex e-con e-child\" data-id=\"f1ce18b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-66321d7 elementor-align-justify elementor-widget elementor-widget-button\" data-id=\"66321d7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"tel:+447378833335\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">+44 (0)7378 833 335<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-eb1f1ba elementor-align-justify elementor-widget elementor-widget-button\" data-id=\"eb1f1ba\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"mailto:joe.holmes@sjpp.co.uk\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">joe.holmes@sjpp.co.uk<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-28af430e e-con-full e-flex e-con e-child\" data-id=\"28af430e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-17f09738 elementor-widget elementor-widget-heading\" data-id=\"17f09738\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Joe Holmes DipPFS EFA<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-df24766 elementor-widget elementor-widget-text-editor\" data-id=\"df24766\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h4>Financial Adviser<\/h4>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f4fadd5 elementor-widget elementor-widget-text-editor\" data-id=\"f4fadd5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Joe works with individuals, families and professionals to help them take control of their financial future and make confident, well-informed decisions. He takes a structured approach to financial planning, ensuring advice is aligned with each client\u2019s long-term goals.<\/p><p>He focuses on building robust financial strategies that evolve as circumstances change, providing clarity and reassurance when decisions feel complex.<\/p><p>Joe began his career at an IFA, gaining experience across a broad market and advising clients at different stages of life and wealth. This allows him to combine technical knowledge with practical, long-term thinking.<\/p><p>Joe typically supports clients with:<\/p><ul><li>Building and growing wealth in a tax-efficient way<\/li><li>Retirement planning, with a focus on lifestyle and sustainability<\/li><li>Investment strategies aligned to objectives and attitude to risk<\/li><li>Estate and legacy planning to protect family and future generations<\/li><li>Ongoing financial guidance as circumstances, markets and goals evolve<\/li><\/ul><p>He focuses on long-term relationships, supporting multiple generations of the same family. His aim is to provide calm, consistent advice that gives clients confidence and peace of mind about the future.<\/p><p>The value of an investment with St. James\u2019s Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>+44 (0)7378 833 335 joe.holmes@sjpp.co.uk Joe Holmes DipPFS EFA Financial Adviser Joe works with individuals, families and professionals to help them take control of their financial future and make confident, well-informed decisions. He takes a structured approach to financial planning, ensuring advice is aligned with each client\u2019s long-term goals. He focuses on building robust financial [&hellip;]<\/p>\n","protected":false},"author":14,"featured_media":4989,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_theme","meta":{"footnotes":""},"class_list":["post-6459","page","type-page","status-publish","has-post-thumbnail","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Joe Holmes DipPFS EFA - Pinnacle Wealth<\/title>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Joe Holmes DipPFS EFA - Pinnacle Wealth\" \/>\n<meta property=\"og:description\" content=\"+44 (0)7378 833 335 joe.holmes@sjpp.co.uk Joe Holmes DipPFS EFA Financial Adviser Joe works with individuals, families and professionals to help them take control of their financial future and make confident, well-informed decisions. He takes a structured approach to financial planning, ensuring advice is aligned with each client\u2019s long-term goals. He focuses on building robust financial [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.pinnaclewealth.co.uk\/2026-development\/?page_id=6459\" \/>\n<meta property=\"og:site_name\" content=\"Pinnacle Wealth\" \/>\n<meta property=\"article:modified_time\" content=\"2026-04-15T22:06:06+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.pinnaclewealth.co.uk\/2026-development\/wp-content\/uploads\/2025\/04\/Joe-Holmes.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1920\" \/>\n\t<meta property=\"og:image:height\" content=\"1920\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.pinnaclewealth.co.uk\\\/2026-development\\\/?page_id=6459\",\"url\":\"https:\\\/\\\/www.pinnaclewealth.co.uk\\\/2026-development\\\/?page_id=6459\",\"name\":\"Joe Holmes DipPFS EFA - 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