The 100k that changed everything

General Advice

[4 March 2026] When John Maurice turned 65, he thought his biggest life decisions were behind him. After decades in the pharmaceutical industry, he was semi-retired, financially comfortable, and quietly proud of the careful choices that had got him there. Then he looked at his son, Tom. “He’s 32, works in the creative industry, and […]

The changing landscape of Inheritance Tax: What you need to know

[December 2025] Recent changes to Inheritance Tax (IHT) rules mean that many more families could face significant tax bills before assets can be passed on. From April 2027, most unspent pension pots will be included in your estate for IHT purposes, a major change from current rules. Combined with frozen tax thresholds and reforms to […]