Cash management

You know how important cash is to your business. But are your surplus funds working as hard as possible? Whether for your day-to-day needs or longer term, we can help you put in place the most efficient and effective strategies for your cash.

Optimising cash returns

The SJP Cash Deposit Service, powered by Flagstone, provides a simple and innovative solution to managing your short-term cash confidently and flexibly. It enables you to maximise returns and minimise risk.

You’ll have 24/7 access to around 450 instant access, term and notice accounts offered by more than 50 banks. You can easily compare, open and manage multiple accounts, securing better deposit rates which are often not available to high street customers.

There’s only one application form to fill in. After that, you’ll be able to switch accounts at the press of a button.

Please note that the SJP Cash Deposit Service is separate and distinct to those offered by St. James’s Place.

Investing for the future

The money you need for day-to-day expenses and to meet unexpected costs – your ‘rainy day’ fund – should remain in cash. But there may be surplus money that could be invested tax-efficiently to help secure the longer-term future of your business.

We can help put in place the right investment solution for your business; one that matches your attitude to risk and provides the scope to achieve better returns over the long term, whilst diversifying risk and potentially reducing the tax your business pays on that money.

The value of an investment with St. James’s Place will be directly linked to the performance of the funds selected and may fall as well as rise. You may get back less than the amount invested.

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Explore what wealth means to you.