THE JOURNAL

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Stay up-to-date with ideas from the worlds of wealth and wellbeing on the Pinnacle Journal.

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Do you need critical illness cover?

Being struck by a serious illness can be devastating. As well as dealing with the physical and mental challenges of living with an illness, worrying about how you’re going to financially support yourself and your family can be very stressful.

What is the difference between a will and estate planning?

When we explore legacy with our clients, they not only tell us about their hopes and aspirations for their future, but also about being able to leave lasting legacy for their future generations too. Both a will and an estate

What is wealth protection?

The concept of wealth protection is the incorporation of different strategies used to preserve and secure your fortune for the next generation. Regardless of where you are in your life journey, looking after your money now not only helps you

Getting the most out of your ISA and pension allowance

Investing your money wisely plays an incredibly important part in your ability to achieve the things in life that matter most to you. By utilising the generous allowances of an ISA or maximising the fantastic tax benefits through pension contributions,

How do I plan my pension?

Pensions are a crucial planning tool in securing your financial future. With generous tax benefits under threat, it’s never been so important to understand and maximise your pension benefits. A pension is a tax-efficient type of investment plan that you

What’s an ISA and how does it work?

An ISA is an Individual Savings Account offering tax-free investment payments – an incredibly powerful way of saving to enable financial freedom and peace of mind. In fact, an ISA is a cornerstone in allowing you to take complete control

Self-assessment tax returns and other key financial dates

What is a self-assessment tax return? When you’re employed by somebody else, tax is usually deducted automatically from your wages through Pay As You Earn (PAYE). However, if you have an additional form of income or you work for yourself,

What is wealth management?

Wealth management is the detailed process of developing a holistic plan to help you achieve your long-term goals and aspirations. Whether you’re seeking to improve your personal finances or investments, become more tax-efficient or safeguard your legacy, taking the time

JISA or Child Pension – which should you choose?

When it comes to saving, it’s easy to get caught up in planning only for yourself and your partner, or only thinking about the early stages of potential family life. But what about your children’s long-term financial future? If you

The US Election: what can we expect?

As we draw closer to the US election next week, the world is speculating the impact that the presidential outcome may have. Surprisingly, given the worldwide pandemic, volatility within the US markets has actually seen an overall decrease since the

The cancelled budget: should we be worried?

It wasn’t much of a surprise that, at the end of September, the Chancellor of the Exchequer announced the Autumn Budget would be pushed back, yet provided no specified replacement date. Whilst it may not have been a surprise, it

Is it time to start favouring daughters over sons?

When it comes to planning for your children’s future, we’re sure many people tend not to favour between their kids, or even consider different planning options for boys and girls. However, perhaps it’s time you started. How are females financially

Are you ready to lead your planned retirement lifestyle?

As our clients move closer to their planned retirement and having saved a pension pot throughout their working lives, many begin to realise that, with the increased flexibility in how people can now receive their pension, it also means they

The ‘Redefining Wealth’ Webinar Series

Join us on Zoom every Friday from 22nd May at 10am (for 40 minutes weekly) for our 12-part ‘Redefining Wealth’ webinar series {click here to sign up} We find ourselves launching our campaign for ‘Redefining Wealth’ in uncertain times for

Wellbeing is Essential to Real Wealth

Wellbeing is a word we now hear quite often – from corporate conversations and government initiatives, through to what you do with your weekends. Being in a ‘state of wellbeing’ sounds like an aspirational nice-to-have – but when we talk

What ‘Redefining Wealth’ Means To Us

The journey we have taken to offer holistic wealth management advice revolves around one core commitment – the commitment to ‘redefining wealth’. Traditional wealth management can take your funds and grow them. The numbers in your bank account will (hopefully)

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