What is the real value of financial advice?
[December 2025] In today’s financial climate, the only certainty is change. Headlines warn of economic slowdown, inflation still bites, and a new wave of tax rules is reshaping the landscape for families and business owners alike. From frozen allowances to evolving pension legislation, for most people it’s never felt more complex or frustrating. At Pinnacle, […]
More than one way to retire
08 May 2026] When Timothy talks about work, he does not just mean one business. Timothy is in his early 40s and has spent more than a decade building companies. Over the past fifteen years he has built, bought and sold several ventures across courier services, vehicle rentals and accounting. Like many entrepreneurs, he thrives […]
A career shaped by family responsibility and old views
[24 April 2026] “I’m just really angry. I didn’t sacrifice all those years when the kids were little, to not be independent today.” Those are the heartfelt words of one of Pinnacle’s clients, Jane, in her mid 50’s. Jane began her career in marketing straight from college, working full-time through her twenties. Like many of […]
No one should start a business just to give themselves a job
[ 30March 2026] A business is usually born out of one person’s dream and their vision of the lifestyle that goes with being their own boss. There’ll be champagne popping, late nights fuelled by adrenalin and excitement, and the entrepreneur’s conviction that they’ve got the secret to beating the competition. However, the dream soon turns […]
The 100k that changed everything
[4 March 2026] When John Maurice turned 65, he thought his biggest life decisions were behind him. After decades in the pharmaceutical industry, he was semi-retired, financially comfortable, and quietly proud of the careful choices that had got him there. Then he looked at his son, Tom. “He’s 32, works in the creative industry, and […]
The changing landscape of Inheritance Tax: What you need to know
[December 2025] Recent changes to Inheritance Tax (IHT) rules mean that many more families could face significant tax bills before assets can be passed on. From April 2027, most unspent pension pots will be included in your estate for IHT purposes, a major change from current rules. Combined with frozen tax thresholds and reforms to […]
Think about divorce when you’re happily married
[17 September 2025] Is anyone looking over your shoulder while you’re reading this? If not, carry on… When married life is going well, it might seem like tempting fate to even think about what divorce would mean. But it’s actually a smart financial move. 42% of marriages are expected to end in divorce¹ Unfortunately, divorce […]
Financial wins in your 40s
[17 September 2025] If your working life was a round of golf, your 40s are when you reach the turn. The number of years you’ve been working and the traditional retirement age is almost equidistant from each other. It’s a pivotal point in the financial lifecycle, and the moves you make in your 40s can […]
What do you dream of at 50?
[17 September 2025]Reaching 50 can trigger lots of different thoughts and emotions. But what’s certain is that your peers will be making plans for the next stage in their lives. You should too. It doesn’t have to mean life is slowing down, but your responsibilities are changing and with maturity comes the chance to really […]
Your finances in your 30s
[17 September 2025]Financial planning in your 30s might not feel like a priority when you may be busy spending your money on weddings, a big mortgage and a young family. And if you’re still carefree and spending all your salary enjoying life, it’s probably even further off the radar. But the current economic turbulence and […]